SWP Calculator
Plan your systematic withdrawals and see how long your investment will last.
₹
₹10,000
₹5,00,00,000
₹
₹500
₹5,00,000
%
1%
20%
Yr
1 Yr
30 Yr
Final Value
₹5.84L
Initial Investment
₹5,00,000
Total Withdrawal
₹12,00,000
Total Returns
₹7,84,252
Final Value
₹5,84,252
SWP Calculation
For each month:
Balance = (Prev Balance × (1+r)) - W
r = Monthly interest rate
W = Monthly Withdrawal Amount
The calculation iterates monthly, applying returns to the remaining balance after withdrawal.
What is SWP?
SWP (Systematic Withdrawal Plan) allows you to withdraw a fixed amount from your mutual fund investment at regular intervals while the remaining corpus continues to earn returns.
Benefits of SWP:
- Regular income stream
- Tax-efficient withdrawals
- Principal continues to grow
- Ideal for retirees
Important Note
If your monthly withdrawal exceeds the monthly returns, your corpus will deplete over time. Ensure your withdrawal rate is sustainable.