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Mutual Fund Calculator

Calculate returns for both SIP and Lumpsum investments in mutual funds.

₹500 ₹10,00,000
%
1% 30%
Yr
1 Yr 40 Yr
Total Value ₹57.96L
Invested Amount
₹30,00,000
Est. Returns
₹27,96,149
Total Value ₹57,96,149

MF Formulas

SIP Returns:

M = P × ({[1 + i]n – 1} / i) × (1 + i)

Lumpsum Returns:

A = P × (1 + r)t

About Mutual Funds

Mutual funds pool money from multiple investors to invest in stocks, bonds, or other securities. They offer professional management and diversification.

Types of MF Investments:

  • SIP: Invest fixed amount monthly
  • Lumpsum: One-time investment
  • STP: Transfer from one fund to another

Expected Returns Guide

Debt Funds 6-8%
Hybrid Funds 10-12%
Equity Large Cap 12-14%
Equity Mid/Small Cap 14-18%

*Historical averages. Actual returns may vary.